Start With What You Need Today.
Looking for a Rental? You’re in the Right Place.
Searching for housing can become a full-time job. You find a property. You call. Nobody answers. You try to figure out how to apply. Then another. OFH was designed to make the journey more organized.
You can browse rental listings for free, and when you become a Pathway member, you gain access to rental-support services alongside your broader financial wellness benefits.
$199 one-time enrollment + $39/month ongoing membership
Housing Today. Financial Wellness Along the Way. Homeownership Tomorrow.
Search for Your Next Rental
Browsing Listings Is Free
Start by exploring available rental listings across OFH’s growing markets. Search based on the things that matter to you, then review property information and identify the rentals you’re interested in pursuing.
You do not have to become a member simply to search OFH rental listings.
Search RentalsRental information may be supplied by property owners, property managers, listing providers, and other third-party sources. Availability and property information can change and should be independently confirmed with the applicable property provider.
Join the OFH Pathway
This Is Where We Begin Doing More Than Displaying Listings.
$199 One-Time Enrollment + $39/month ongoing membership
Membership gives you access to rental-search support for your immediate housing journey plus the financial wellness and homeownership resources designed to help you build toward your longer-term goals. When you enroll, we’ll learn more about:
You don’t need perfect credit. You don’t need a large amount of savings. You don’t need to already be mortgage-ready. You just need a place to start.
Join the Pathway — $199 + $39/moGet Help With Your Rental Journey
Save Time. Stay Organized. Get Support.
As a Pathway member, you have access to rental-search support designed to make your housing search more manageable. For properties you identify and are interested in, applicable member support may include:
- Access to OFH rental listings and housing resources
- Help organizing properties you’re interested in
- Administrative inquiries with selected properties
- Requests for current availability information
- Requests for application instructions or application links
- Inquiries regarding property-provided application requirements
- Inquiries regarding stated application procedures
- Rental-assistance participation inquiries when specifically requested
- Reasonable administrative follow-up with selected properties
- Help organizing information and responses received
- Access to applicable renter resources and educational information
You Choose the Properties. OFH helps with the administrative side of pursuing the properties you’ve identified.
OFH does not act as your real estate broker or agent through this service, select a property on your behalf, negotiate rent or lease terms, make screening decisions, or guarantee property availability, rental-assistance acceptance, application approval, or housing placement. Rental-support activities may vary by jurisdiction based on applicable law.
And We Don’t Stop at the Rental.
Finding Somewhere to Live Solves Today’s Need. Now Let’s Start Working on Tomorrow.
Your housing search is only one part of your financial life. While you’re addressing your immediate housing needs, the Pathway helps you begin looking at the bigger picture:
That’s where the financial wellness side of your Pathway begins.
Meet With Your Financial Consultant
Let’s Understand the Whole Picture.
Your initial Financial Wellness Consultation is designed to help identify your goals, priorities, and areas that may deserve attention. Your conversation may include:
Get Your Personalized Financial Wellness Roadmap
Your Goals Become a Plan.
After understanding your priorities, OFH helps organize your journey into a personalized Financial Wellness Roadmap. Instead of trying to tackle everything at once, your roadmap helps identify the areas and milestones relevant to you. Your roadmap may include:
Not everyone needs every step. Not everyone’s steps happen in the same order. Your roadmap is based on your goals.
Meet Your Success Manager
You Don’t Get a Roadmap and Get Left Alone.
Creating a plan is one thing. Following it is another. That’s why Pathway members are assigned a Success Manager, an ongoing point of support as you work through your roadmap. Your Success Manager may help with:
- Regular check-ins
- Roadmap tracking
- Milestone follow-up
- Housing-resource follow-up
- Keeping next steps organized
- Educational resources
- Consultation follow-ups
- Connecting you with applicable resources
- Keeping your goals visible
Start Strengthening Your Financial Wellness
Work on the Areas That Matter to Your Future.
Connect With the Right Resources
One Person Doesn’t Need to Pretend to Be Every Kind of Financial Professional.
Different financial needs can require different expertise. OFH helps organize the journey and, where appropriate, may help connect members with educational resources, programs, or qualified third-party professionals, including:
Certain specialized or regulated services are provided by appropriately qualified or licensed third-party professionals or entities. Third-party services may have separate agreements, eligibility requirements, costs, and terms.
Prepare for Homeownership
Renting Today Doesn’t Mean Renting Forever.
If homeownership is one of your goals, your Pathway can begin transitioning from general financial wellness into homeownership readiness. Your journey may progress through:
OFH helps you understand, prepare for, and organize the journey.
Mortgage qualification and approval are determined by licensed lenders. Real estate representation, mortgage lending, legal services, insurance, and other regulated activities are handled by the appropriate professionals.
Homeownership May Be Another Option to Explore.
For eligible Housing Choice Voucher participants, a participating public housing agency may offer a Housing Choice Voucher Homeownership option. Where available and where eligibility requirements are met, voucher assistance may potentially be applied toward eligible homeownership expenses. The journey may involve:
OFH can help members better understand and prepare for the process.
Learn About Voucher HomeownershipParticipation is determined by the applicable public housing agency and other program requirements. OFH does not administer Housing Choice Vouchers, determine program eligibility, approve homeownership assistance, or guarantee that a particular PHA offers an HCV Homeownership program.
Keep Building
Financial Wellness Doesn’t End When You Get the Keys.
Homeownership can be a major milestone. But the larger goal is long-term financial health. Your journey can continue with:
Because OFH isn’t simply about getting someone from one property to another. It’s about helping people build stronger financial foundations.
Because Your Plan Doesn’t Stop After the First Consultation.
A financial roadmap isn’t very useful if it’s created once and forgotten. The ongoing membership allows OFH to continue supporting your journey through:
Different Roles. One Connected Journey.
Pathway Advisor
Helps You Get StartedAnswers initial program questions, assists with intake, explains the Pathway, and helps you begin the process.
Financial Consultant
Helps Identify Your DirectionConducts your initial Financial Wellness Consultation, discusses your goals and priorities, and helps identify the areas and resources relevant to your roadmap.
Success Manager
Helps Keep Your Plan MovingMaintains ongoing contact, tracks roadmap milestones, follows up on next steps, and keeps you connected to education and relevant resources.
Specialized Professionals
Provide Specialized ExpertiseWhen your journey requires specialized or regulated services, those services are handled by appropriately qualified or licensed professionals or entities.
We Help Build the Roadmap. You Have to Walk It.
OFH provides the structure, education, resources, and support. Your progress requires your participation. We ask members to:
We can help organize the journey. Your actions move it forward.
- Provide accurate information
- Attend scheduled consultations
- Stay in contact with their Success Manager
- Work on agreed-upon roadmap steps
- Review relevant educational resources
- Keep important information updated
- Respond to housing opportunities and property requests promptly
- Work with appropriate professionals when necessary
- Ask questions when something isn’t clear
- Stay engaged with their goals
Your Timeline Is Personal.
There isn’t one timeline that applies to everyone. Someone may primarily need help organizing a rental search and building savings. Someone else may need time to work on credit or debt. Another member may already be financially prepared and ready to begin conversations with mortgage and real estate professionals.
Homeownership preparation can take months or longer depending on your financial circumstances, credit, income, debt, savings, housing-market conditions, lender requirements, applicable assistance programs, and other factors. Housing Choice Voucher participants may also have additional requirements established by the applicable PHA.
Questions? We’ve Got Answers.
Can I search rentals without paying $199?
Yes. Browsing available rental listings on the OFH website is free.
What do I get when I become a member?
Membership expands your relationship with OFH beyond simply viewing listings. It includes applicable rental-search support, your Financial Wellness Consultation, personalized roadmap, Success Manager, financial wellness education and resources, ongoing check-ins, quarterly credit report reviews, housing resources, and homeownership preparation.
Do I pay extra for OFH’s included rental support?
There is no separate rental-support fee for the applicable rental-support benefits included within your Pathway membership.
Will OFH find an apartment for me?
OFH provides rental listings, housing resources, and applicable administrative support. You remain responsible for selecting properties you’re interested in and making your ultimate housing decisions.
Will OFH contact properties I’m interested in?
Within the applicable scope of member rental support, OFH may perform defined administrative inquiries regarding properties you’ve identified, such as availability and application-information inquiries. Availability of specific support may vary by jurisdiction.
Does OFH guarantee I’ll get an apartment?
No. Owners and property managers determine availability, screening criteria, and rental approval.
Do I need good credit to join?
No. You don’t need to already be mortgage-ready or have perfect credit. Understanding your starting point is part of building your roadmap.
Is this only for Section 8 participants?
No. The Pathway is designed for renters, working families, first-time buyers, and eligible Housing Choice Voucher participants.
Is the $199 monthly?
No. The $199 is the one-time initial enrollment fee.
What happens after the $199?
Ongoing Pathway membership is $39 per month.
What does my $39/month include?
Your ongoing membership supports continued access to applicable benefits such as Success Manager support, regular check-ins, roadmap tracking, housing resources, quarterly credit report reviews, financial wellness education, follow-up, homeownership preparation, and resource connections.
Does OFH repair my credit?
OFH provides financial wellness education, roadmap support, and access to relevant resources. Specialized credit services, when needed, may be handled separately by appropriate providers.
Does OFH guarantee mortgage approval?
No. Mortgage qualification and approval are determined by licensed lenders.
Does OFH guarantee that I’ll become a homeowner?
No. OFH helps members prepare and work toward their goals. No housing, credit, mortgage, financial, or homeownership outcome can be guaranteed.
Can I cancel my membership?
Yes, subject to OFH’s Membership Terms and applicable billing policies.
Know What OFH Is — and What It Isn’t.
Our Financial Health is a financial wellness and education company. OFH provides financial wellness education, program guidance, personalized roadmap support, housing information and resources, administrative support within applicable program boundaries, and connections to relevant resources.
Unless expressly stated otherwise, OFH is not acting as a real estate broker, real estate agent, property manager, landlord, mortgage lender, bank, credit bureau, housing authority, law firm, investment adviser, or government agency.
Rental listings may be supplied by owners, property managers, listing providers, or other third-party sources.
Certain specialized or regulated services may be provided by independent third-party professionals or companies and may require separate agreements, fees, eligibility requirements, or qualifications.
OFH does not guarantee property availability, rental approval, rental-assistance acceptance, credit improvement, debt reduction, mortgage approval, financing, home purchase, or any particular financial outcome.